Young Business Club English
Dmytro Maksymenko - founder of ONIKS Financial Company; ZEMPROEKT-GRUP; DOVA Digital Agency, member of YBC

Dmytro Maksymenko

Business field:
I work in several areas: - financial services, including lending; - project development and land services; - digital services, namely turnkey Telegram channel creation and website development.
Company:
ONIKS Financial Company; ZEMPROEKT-GRUP; DOVA Digital Agency, Finance Company ‘ONIKS’; ‘ZEMPROEKT—GROUP’; digital agency ‘DOVA’
Business size:
YBC
Marital status:
Married
Looking for in YBC:
For me, YBC is first and foremost about people and community: meeting new people, exchanging experience, sharing recommendations, and supporting one another. I’m interested in connecting with people from a range of fields, with a particular focus on construction and development, as we work with companies in these industries. At the same time, my agency can be useful to medium-sized and large businesses in any industry.

‘Giving value to people’: Dmytro Maksymenko’s journey from working at a large corporation to building three businesses in finance, development, and digital

Section 1: About me. Dossier.

Company
ONIKS Financial Company; ZEMPROEKT-GRUP; DOVA Digital Agency
Business size
YBC
Marital status
Married
Movies
The Godfather
Books
The Story of Walmart: Made in America — Sam Walton
Hobbies
Business, Sports, Travel
City
Kyiv

3 events that changed my life

I met my future wife.
I started my own business.
I founded one of the companies in the corporation, which has been operating for about 14 years.

2 people who influenced my life

My wife.
A close family friend who became a mentor to me.

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Section 2. About the business. Dossier.

Company name
Finance Company ‘ONIKS’; ‘ZEMPROEKT—GROUP’; digital agency ‘DOVA’
Business field
I work in several areas: - financial services, including lending; - project development and land services; - digital services, namely turnkey Telegram channel creation and website development.
Years in business
‘ONIKS’ — around 20 years; ‘ZEMPROEKT—GROUP’ — 13+ years; DOVA — 6+ years
Status
Member
Team size
in the financial business — more than 30 people; at ‘ZEMPROEKT—GROUP’ — 10 employees; in DOVA’s digital team — 10+ people.
Has a partner
No
Countries of operation
Ukraine

Section 3: Biography.

Three businesses, three partners, one principle: delivering quality solutions

Today I am — an entrepreneur who is simultaneously developing three businesses in different fields: finance, land/real estate, and digital. My model is simple: I don’t build companies «alone» — each business has partners, because this is faster, more systematic, and brings a different perspective to decision-making.

My journey has consisted of different stages. Some of my experience came from the family business started by my parents, which I gradually became involved in. Another part — came from working at a structured corporation: that is where I gained practical expertise and realized that I wanted to move into entrepreneurship. At one point, I made the risky decision — to leave a «great» structured company, where I had a good position, to build my own project.

Over the years, I have become increasingly convinced that, for me, entrepreneurship — is not about «coming up with something new», but about the ability to create companies, deliver value to people, and see processes through to results. This looks different in different fields, but the principle is the same: people come to us when they need a specific problem solved — and we need to be able to solve it well.

A family business, market expertise, and Telegram as a fully-fledged media business

How did the business idea come about?

In the financial business, the company «ONIKS» did not begin with a separate idea as such — it is a family business started by my parents, which I continued to develop together with my partners.

The company «ZEMPROEKT-GRUP» was a logical continuation of my professional experience. I worked for a structured company in this field, later met a partner, and together we started a business from scratch in Kyiv. It was not a «brilliant idea», but a conscious decision to go into business based on an understanding of the market and genuine expertise.

The digital agency DOVA came about after I observed Telegram’s development. I saw how the platform was transforming into a fully-fledged media resource, with clients, attention, and significant business activity. It was important to me to create an online business not tied to an office or location. We already had practical experience: my wife was developing websites as a freelancer, while I was systematically analyzing Telegram. Eventually, we formed a full-fledged agency: we created a brand and a website, defined our positioning, and began offering turnkey Telegram channel and website creation services for medium-sized and large businesses.

Determination, client value, and a strong partner as the foundation for launching

What key skills helped you launch the business?

My core quality — is determination: when I take something on, I see it through to the result.

The second important skill — is thinking in terms of value for the client. For me, business — is not just about generating profit, but first and foremost about solving people’s specific problems at the right time.

I also follow a principle when launching new areas: either I immerse myself deeply in the niche on my own, or I enter into a partnership with someone who has strong technical expertise. This is what creates the foundation for scaling.

The risk of leaving a corporation, team turnover, and a niche without expertise

What were the 3 most difficult challenges you dealt with in the early years?

I would not single out three specific challenges, since many processes at the start were operational. At the same time, there were key difficulties that kept recurring.

The first — was risk. For example, leaving a structured corporation to pursue entrepreneurship was a major step with no guarantee of success.

The second — was building a team. It is not enough to find people; you also need to retain them and establish a working system without constant turnover.

The third — was the need to rely on expertise. Without a deep understanding of the niche or a strong partner, building a stable business is practically impossible.

Automation, key performance indicators, and a principled refusal to cut costs on people

Which decisions proved most effective in growing the company?

Growth is driven not by one «magical» solution, but by systematic discipline in managing the business model.

First, it is the control of income and expenses. Clear expense management, including through automation, creates resources for development.

Second, process automation. We automate everything possible to reduce costs without sacrificing quality.

Third, investment in the team. I am firmly against cutting costs on employees: we raise salaries and introduce bonuses, indexation, a key performance indicator system, and commissions. A stable team has a direct impact on service quality and financial results.

I also consider developing the business through partnerships strategically important. This allows us to scale faster, gain an alternative perspective, and avoid limited thinking.

Every decision — is experience. Draw a conclusion, adapt, and move forward

Which of your mistakes do you now consider your most valuable experience?

I would not single out one mistake as decisive. For me, every decision — is experience. If it leads to a loss or reduced profit, it is a signal to adjust the approach.

In my view, learning from mistakes — is part of day-to-day operations: draw a conclusion, adapt, improve the process, and move forward.

The first thousand at — and the motivation to move into business

How did you earn your first $1 000?

I earned my first substantial amount of money, a little more than 1000 dollars, working at a large, well-established corporation. It gave me not only a financial foundation, but also the experience and motivation to move into business.

Section 4: How can I be useful? Experience I can share.

Finance, land, and digital — practical experience in three niches

I can share practical experience in three areas at once:

  • financial services, including lending;

  • land and development services — from land privatization to commissioning projects;

  • digital solutions for medium-sized and large businesses — turnkey website and Telegram channel development.

I can also share my approach to launching businesses through partnerships and the principle that a new business should be launched either on the basis of deep expertise of your own or together with a strong technical partner.

Financial modeling, automation, and a team with low turnover

Your experience: how do you systematize a business?

For me, systematization — means:

  • monitoring the financial model: income and expenses;

  • maximum process automation;

  • working with the team to reduce turnover through indexation, bonuses, KPIs, commissions, and clear collaboration guidelines.

Customer value, cost control, and a motivated team

Your experience: how do you grow 2x in a year?

I don't use a universal formula for doubling growth in a year. At the same time, the key factors are:

  • creating real value for the customer, which brings in new customers;

  • cost control and automation;

  • a strong team with an effective motivation system.

Section 5: Club value

What am I looking for in the club?

For me, YBC is first and foremost about people and community: meeting new people, exchanging experience, sharing recommendations, and supporting one another. I’m interested in connecting with people from a range of fields, with a particular focus on construction and development, as we work with companies in these industries. At the same time, my agency can be useful to medium-sized and large businesses in any industry.

What have I received from the club?

The club has given me a strong community: since joining, I’ve made new connections and friends, formed partnerships, and exchanged referrals. Another added benefit is the steady influx of new members with different experiences and approaches to business.